PM Kisan eKYC Status Update


eKyc In Pm kisan and Its Importance.

The PM Kisan Samman Nidhi is a government initiative launched in February 2019 to provide income support to small and marginal farmers in India. Under this scheme, eligible farmers receive a cash transfer of Rs. 6,000 per year in three installments directly to their bank accounts. The government has made e-KYC mandatory for all beneficiaries to avail of this scheme. In this blog post, we will discuss the importance of e-KYC in PM Kisan Samman Nidhi and how it benefits both the farmers and the government.

What is eKYC?

eKYC or electronic Know Your Customer is a paperless process that enables the verification of a customer’s identity and address using their Aadhaar number. It eliminates the need for physical verification and documentation, making the process faster, more efficient, and cost-effective.

Why is eKYC important in PM Kisan Samman Nidhi?


  1. Streamlining the verification process
    eKYC makes the verification process quick and hassle-free. Instead of the traditional method of verifying the documents manually, the government can now verify the farmer’s details electronically. This makes the verification process efficient and streamlined.
  2. Ensuring transparency.
    The use of eKYC ensures transparency in the entire process. It enables the government to verify the identity of the beneficiary and ensures that only eligible farmers receive the benefits. It also helps in preventing fraud and duplication of records.
  3. Saving time and cost
    eKYC saves time and cost for both the government and the farmers. The traditional method of verification required farmers to submit multiple documents, which took a lot of time and effort. With eKYC, farmers only need to provide their Aadhaar number, and the verification process can be completed quickly. This saves time and reduces the cost of verification for the government.
  4. Speeding up the disbursement process
    With eKYC, the government can quickly verify the identity of the farmers and disburse the benefits directly to their bank accounts. This eliminates the need for intermediaries and ensures that the benefits reach the farmers directly. This not only speeds up the disbursement process but also ensures that the benefits reach the intended beneficiaries.
  5. Ensuring inclusivity
    eKYC ensures inclusivity by enabling small and marginal farmers who do not have access to physical documents to avail of the benefits of the scheme. It eliminates the need for physical documents and makes the verification process accessible to all eligible farmers.

Also Read

Challenges of eKYC in PM Kisan Samman Nidhi

While eKYC has numerous benefits, there are also some challenges that need to be addressed. These include:

  1. Lack of internet connectivity
    One of the major challenges of eKYC is the lack of internet connectivity in rural areas. Many farmers do not have access to the internet, making it difficult for them to complete the verification process.
  2. Technical glitches
    Technical glitches and errors in the system can also pose a challenge. These glitches can delay the verification process and impact the disbursement of benefits.
  3. Privacy concerns
    Privacy concerns related to the use of Aadhaar for eKYC is also a challenge. There have been concerns raised about the security of personal information and the risk of identity theft.

Click On The Link Below to Do eKYC of Your PM Kisan Account



eKYC is an essential tool in ensuring the efficient and transparent implementation of the PM Kisan Samman Nidhi scheme. It streamlines the verification process, ensures transparency, saves time and cost, speeds up the disbursement process, and ensures inclusivity. However, there are also some challenges that need to be addressed to ensure that the benefits of the scheme reach all eligible farmers. The government needs to take steps to address these challenges and ensure that eKYC is accessible to all farmers. By doing so, the government can ensure that the scheme ful